State Farm® Insurance Agent Sonja Lhotka

"I worked with Sonja on getting car and life insurance. She was very thorough and patient when explaining the different types of life insurance and helped me choose the best fit for me. I would 100% recommend working with her and her team for your insurance needs!"

"Great experience in the dreadful world that is insurance. JT was excellent at helping me figure things out, explaining details about my policy, laying things out nice and simple and helping me understand what I was paying for. Everyone in the office was incredibly friendly and welcoming. Not only is having a personal connection with an honest representative priceless, but the money I'm saving compared to other big insurance companies is unparalleled. Very glad I made the switch."

"I received excellent service and patience from the agents in this office and very positive feedback with my decisions. I would recommend this office for your insurance needs."

"Have been working with this team for 3year. I feel lucky to choose the right insurance. Very high ownership and quick response from JT and Mitch. Although the price keep increasing they are trying to explain on a more reasonable way. Hope I won’t switch to other new agent more"

"Best team and insurance by far wouldn't switch and would recommend anyone to by far at least get a quote thanks state farm and Sonjas team you've all been amazing and are the best...."

"We have our home, car, truck and RV all insured with JD and Sonja Lhotka State Farm. Very good service."

"I received 5 star service from Samantha today. She practically gave me her entire day to ensure I was aware of all coverage options and curated a bundle that I am excited about. She was patient, and I made my FIRST real connection with an insurance representative! Aside from the top tier service I received, I am also paying substantially less than I was previously. THANK YOU."

"Nice staff."

"Very helpful, knowledgeable and wonderful to work with."

"JT took the time to listen to me and give me a good quote. I hope to be dealing with him in the future."

"Mitch was awesome to work with! He understood what I was looking for, what I needed and did everything he could to meet my needs. I am thinking of inviting him to Family Christmas!"

"Mitch, helped me out so much and he explained everything in great detail. I know very little about insurance and never had anyone break it down for me in a way I can understand! I would definitely recommend him and his team to anyone!! Thank you so much!!"

"Mitchell Huisman, thank you for your help. Excellent work, I recommend it."

"So happy with State Farm and Sonja at the West St. Paul, Minnesota office. A++++++"

"Coming home from the mall with wifey on the freeway a couple tried to scam us and said we hit their car. State Farm did their homework and were able to prove we didn’t , thank you everyone at State Farm my family appreciates your work."

"Note: I was asked to give this review, but this is my genuine authentic review of this insurance company. Compared to my previous American family insurance which I was with for 10 years now, my car insurance is cheaper, my plan is better (higher injury coverage for a lower price 100k vs 250k) and my agent got complimentary health insurance coverage for only a few bucks a month on top of my car coverage. I got a combined car discount with my car and van costing very little a month. Now the reason I give 4 stars is this: The agents are amazing, quick to respond, and give great rates, but I'm unsure if something was to happen to me or my car how the rates would be adjusted or how they handle claims. Based on initial impressions of the company as a whole they will handle it quickly, swiftly and effectively, but only time will tell with that. I also noticed a bit of a mask with some of the agents, now in society and especially jobs that is to be expected, especially when selling insurance, but time will tell what lies beyond the mask. I'm a very sensitive individual and can pick up on subtle things most miss, but I'm sure just like with any jobs we need to wear masks to get through it. Anyways, my honest review. As a ending note I very much appreciate my agent and the time they have put into getting my rates lower then my previous company, and I truly enjoyed the process of asking them questions, and having them answer everything and even take the time to make sure I understood everything I was signing. Great people here. I highly recommend them, if you are used to a corporate insurance company or agents this is the exact opposite."

"Went in to see what could be done to lower my insurance temporally due to being laid off from tech job. JT found places where we could cut things in half. In the end, I'm now saving 50% on my monthly insurance. Solid work dude!"

"Your agent took the time to go over all my concerns and answered all my insurance questions. Very respectful and not in a hurry. Very easy to talk to. Over all it was a good experience."

"Everyone helpful when called."

"Great people"

"Very easy to work with group. I can text questions instead of phone calls. Easy app to use. Check in every year with you to see if your plan still fits your needs. They are also very helpful and always answered all of my questions."

"What truly stood out is Sonja’s attention to detail and personalized approach. Her responsiveness and proactive communication made me feel valued and confident in my choices. I highly recommend Sonja and her team."

"Always professional, courteous and friendly . Very informative! They help me to maintain good rates on my car insurance."

"Very helpful and very friendly."

"Sonja and J.T. have always been helpful, especially when assisting me through the details of the claim process. It's good to know that they are always available."