Sonja Lhotka

What if I get in a fender-bender? What if it’s maybe my fault? What if it’s definitely my fault? What if I need to talk to an agent? Accidents happen and we are there for the what-ifs, give our office a call today and let our local office help you take care of the what-ifs!

🌟 My Journey in the Insurance Industry 🌟

When I first started in this industry, I remember sitting at the front desk and thinking, "I am NOT doing this for the rest of my life!" Fast forward over 18 years, and here I am, still passionate about what I do! 😊

One of my favorite aspects of being a State Farm agent is the opportunity to work closely with local families and business owners to provide the right insurance protection for their autos, homes, and businesses.

My team and I are dedicated to ensuring our policyholders are covered with life and health insurance, too. We believe it's crucial for families to be prepared for whatever life throws their way.

Remember, we are here to help you navigate life’s curves and to support you in making sure your life goes right!

🌟 A Bit About Me 🌟

While my office is located in West St. Paul, my family and I call Rosemount home. I have two energetic children who keep me busy with their sports, choir activities, and daycare! When I'm not running around with the kids, I love taking my Golden Retriever, Fancy (named after Reba McEntire), to the dog park. Sometimes, I wonder if Fancy enjoys the socializing with people and other pets more than playing with the dogs! 😊

One of my greatest passions is supporting our military. I lost my brother Jesse in the Iraq War in 2005, and since then, I’ve made it my mission to express my gratitude for our men and women in uniform—not just on Veterans Day or Memorial Day, but every single day.

In addition to my commitment to the military, I am deeply invested in youth sports, activities, and education. My team and I proudly sponsor the local "Movie in the Park" event each August in West St. Paul and participate in the annual Backpack Giveaway to support our community.

🌟 Together, We Make a Difference! 🌟

We all know that making a difference in the world requires a strong team. I am fortunate to have five incredible full-time team members—Samantha (Sam), Mitch, JT, David, and Cheryl—who share my passion for serving the West St. Paul community. We are all licensed and ready to assist you!

Whether you want to discuss auto insurance, home insurance, renters insurance, life insurance, health insurance, or business insurance, we are here to work for you. In addition to insurance services, we also offer notary services for our customers.

📞 Give our office a call or stop by today! Let’s chat about your needs. The pop is cold, and the coffee is hot—we can’t wait to show you what it’s like to be cared for by a dedicated insurance team!